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Lounge => General Automotive & Forum Discussion => Topic started by: NWINNIE34 on May 23, 2009, 08:53:03 AM



Title: Got into a little accident
Post by: NWINNIE34 on May 23, 2009, 08:53:03 AM
ok, so i hopped on the new jersey turnpike headed northbound....crusin along doing like 65-70 and before i know it someone directly in front of me swerves hard to the left, unfortunately i couldnt do the same or else i would have sideswiped the person next to me

BAMMM !!!!

hit a larger onject that was in the middle of the middle lane at crusing speed
2 other cars pulled over and had some minor damage from hitting it also
i pull over not thinking it was anything serious and was I wrong, so the police filed a report, i called insurance and now next thursday io have to go to some garage to get an inspection and quote for the damages

i had a $300 deductable, it appears now that i would need only a new front bumper...no other damage was seen...but i havent seen under the car
what are my options as far as picking a new bumper ?
i have the 04 LX Sedan I4, i never thought about buying a new bumper, will other years fit or does it make sence to try to do a front lip now at  the same time ?
not sure how this works with insurance, i assume they would get the oem part, paint it, install it....and charge me out the ass, can i elect to add the lip and just have that painted too??

anyone ever run into a situation like this? do i have a choice what happens with picking the bumper ?

thanks...this happened last night at 820pm

(http://i472.photobucket.com/albums/rr89/winndogg34/P1010375.jpg)
(http://i472.photobucket.com/albums/rr89/winndogg34/P1010378.jpg)
(http://i472.photobucket.com/albums/rr89/winndogg34/P1010379.jpg)
(http://i472.photobucket.com/albums/rr89/winndogg34/P1010380.jpg)

what should i do !


Title: Re: Got into a little accident
Post by: NWINNIE34 on May 23, 2009, 09:05:23 AM
noticed this might wanna be moved to the exterior styling folder
im dealing with a tiny ass 8" laptop  at my friends house haha
my bad

insurance / sedan front bumper question


Title: Re: Got into a little accident
Post by: AV6NHBP6SPD on May 23, 2009, 09:18:50 AM
id get 06-07 bumper and get inspire foglights

once you get estimate, they should give you check for that amount. get whatever you want.


Title: Re: Got into a little accident
Post by: timot_one on May 23, 2009, 09:20:42 AM
First of all, your insurance company is there to pay for the damage and what you pay is the $300 deductable.  They will return your car to the condition that it was in before the accident, so you won't be able to get them to pay for a lip, unless you're just looking to buy one outright and have it installed with the new bumper.  In my experience with insurance companies, they will most likely get an aftermarket bumper since it's cheaper than OEM.  Insurance companies are cheap bastards and will try to cut costs as much as possible, so don't expect OEM Honda parts.  Check the local laws concerning insurance and your insurance company's policy, because that stuff varies from state to state and company to company.  For the record, the 03-05 bumper is a direct replacement and the 06-07 bumper will fit, but you need to get a new grille.


Title: Re: Got into a little accident
Post by: NWINNIE34 on May 23, 2009, 09:31:20 AM
interesting,

yeah i know the deal with what i have to pay and everything
so i guess this is a better question for my insurance company
if i can pick what i want

the 06-07 would be sweet, i would def get fogs if i did that option, then again i dont wanna have to buy a whole new upper and lower grill.... that part sucks


Title: Re: Got into a little accident
Post by: AV6NHBP6SPD on May 23, 2009, 09:40:07 AM
when my mom hit another car (not her fault), other guys insuriance company cut us a check and told us do whatever with it(we fixed it ourself since it was not much damage anyway.

so ask for a check if possible. what insuriance company you have?
most of time copany pays another shop to do it so its not like they have body shop that do repairs so its possible you get check


Title: Re: Got into a little accident
Post by: Mike on May 23, 2009, 10:00:56 AM
Soime insurance companies will not cut you a check if you owe money on the car also. Because you are not technically the owner. In my case the cut me a check, and I did what I wanted if you want OEM honda parts you can pay the extra money, and get them.


Title: Re: Got into a little accident
Post by: NWINNIE34 on May 23, 2009, 10:33:24 AM
i still owe like 8k on the car
allstate is my insurance

im gonna have to call the insurance guy back and see what my options are
regardless, someones bike fell off their car and caused me a $300 out of pocket headache
sucks


Title: Re: Got into a little accident
Post by: K24power07 on May 23, 2009, 10:49:09 AM
Man that sucks , but  Most likely when they give you the estimate they will right u a check by law u have the right to go anywhere u want to get ur car fix no questions asked just like AV6NHBP6SPD said,......well in NJ is , dont know about other states....


Title: Re: Got into a little accident
Post by: AV6NHBP6SPD on May 23, 2009, 12:46:42 PM
Quote from: "lavalleemike"
Soime insurance companies will not cut you a check if you owe money on the car also. Because you are not technically the owner. In my case the cut me a check, and I did what I wanted if you want OEM honda parts you can pay the extra money, and get them.


car doesnt belong to insuriance company so they have no right to tell you where to go. they might only pay rate that their body shop approves but thats about it. if its not your car then you have to have comp and collision coverage


Title: Re: Got into a little accident
Post by: NWINNIE34 on May 24, 2009, 06:23:03 PM
i think i might go with the 06-07 bumper and do fog lights.... im thinking i might be able to trim down my upper grill to have it the right size.... same with my lower grill

just to make 100% sure

the 06-07 bumper fits perfectly on the 04 accord?
i think this might be my best bet

or this possibly
http://www.duraflexbodykitstore.com/200 ... -2136.html (http://www.duraflexbodykitstore.com/20032007-honda-accord-sigma-front-bumper-p-2136.html)
kinda like it... kinda flashy for me tho


Title: Re: Got into a little accident
Post by: CrazyCreashunz on May 24, 2009, 07:40:16 PM
Damn bro sorry to hear about your little accident... GL on the fix!


Title: Re: Got into a little accident
Post by: NWINNIE34 on May 29, 2009, 06:01:26 PM
random question....

i have an 04 sedan 4cyl with fujita CAI

will getting the 06-07 bumper without the 2 corner hole grill pieces effect water getting near my CAI filter?
or is that area alone and kept to itself?
never saw of dealt with the 06-07 bumper

eventually i will do fogs... just wanna make sure i will be fine with no fogs and no grill pieces


Title: Re: Got into a little accident
Post by: Jade06 on June 01, 2009, 12:58:25 PM
Sorry to hear about the accident man, that's some crazy stuff. Good luck on getting a new bumper.

+1 on the fogs, I wanna get some as well...


Title: Re: Got into a little accident
Post by: Latin2nr on June 01, 2009, 08:55:32 PM
Quote from: "NWINNIE34"
random question....

i have an 04 sedan 4cyl with fujita CAI

will getting the 06-07 bumper without the 2 corner hole grill pieces effect water getting near my CAI filter?
or is that area alone and kept to itself?
never saw of dealt with the 06-07 bumper

eventually i will do fogs... just wanna make sure i will be fine with no fogs and no grill pieces

Always hate to see shit like that happen to our CM's, glad you can walk away from that.
To your question: It's OK to put an 06/07 bumper with or without the inserts, water won't get to the CAI,
remember your gonna have to get the grille to match.
 If your gonna put fogs latter you should consider getting a bumper with the fog inserts that way you don't have to play around with cutting it up.


Title: Re: Got into a little accident
Post by: Jellynuts on June 01, 2009, 10:14:46 PM
I'm glad you're OK!  It is a serious pain, this repair business, but once it is behind you, you'll have the experience under your belt and some nice fogs to boot :)

Good luck


Title: Re: Got into a little accident
Post by: NWINNIE34 on June 05, 2009, 07:05:14 PM
(trying to delete first post)
sorry


Title: Re: Got into a little accident
Post by: NWINNIE34 on June 05, 2009, 07:13:46 PM
welllllll.... randomly got a message last night from a kid living in my town with the exact bumper i need... worked out fu*king awesome....

saw it... wasnt too impressed, was dirty as shit and looked mangled
at first i thought i was in for a serious sanding, priming, and painting job...probably would have to just pay the $200 for an all out paint job

after cleaning it up and buffing, ALOT of what i thought were paint chips and nics were actually just dirt grime and oil
so it came out lookin pretty damn nice

-  left side of bumper has 2 small scratches.... might sand prime and paint that....
-  dead center has 2 small screw holes from old license plate holder.... def gonna have to sand and possibly fill those... then paint over
- thhhheeeen theres the bottom right... ahah this looks like he ran over a cement curb like 14 times, down to the black plastic... GOUGES, bad bad scratches and fucked up paint... this will def have to be the focus of the whole bumper job

so i think i wanna try to touch these spots up myself...
i got everything to do it
80 180 and 380 grit sand paper
filler primer to fill any gaps and be paint ready
now i order color matching paint (spray paint can) from honda
and then i have spray on clear coat gloss

heres the kicker.... he asked for $90.... then explained that i would have to sand it and do a lot of work before it would look half way decent..... so he said $70.... offered him $50 and the next thing i know im putting it in my work van to take home....$50 bumper FTW !
supplied at pepboys + honda spray paint (deser mist) all for about $50-60 total
$110 fix for my recent turnpike high speed bicycle destruction fiasco

compared to the total cost of a bumper + paintjob.... im liking the $110 way and not the $400 way

(http://i472.photobucket.com/albums/rr89/winndogg34/P1010454.jpg)
(http://i472.photobucket.com/albums/rr89/winndogg34/P1010456.jpg)
(http://i472.photobucket.com/albums/rr89/winndogg34/P1010458.jpg)
(http://i472.photobucket.com/albums/rr89/winndogg34/P1010468.jpg)
(http://i472.photobucket.com/albums/rr89/winndogg34/P1010461.jpg)
(http://i472.photobucket.com/albums/rr89/winndogg34/P1010464.jpg)
(http://i472.photobucket.com/albums/rr89/winndogg34/P1010465.jpg)

what do ya think...?
tips/suggestions ?


Title: Re: Got into a little accident
Post by: CrazyCreashunz on June 05, 2009, 10:04:44 PM
Nice find! Getting your ride back to where it was....


Title: Re: Got into a little accident
Post by: NWINNIE34 on June 05, 2009, 10:42:06 PM
tryin tryin... gonna take a little work tho
gives me a good chance to paintmy grills black again... give it a really nice clean fresh look
pics to come

i wanna see how good i can get that bumper... before and afters to come !


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