ECM Chatroom

[timot_one]

The same way you will.  Pay for it.

[wtcii]

Nah, I can't put hookers on the credit card. My Dad might notice.

[timot_one]

You've got a lot of growing up to do Bill. 

[slipkord]

Lol he might wanna get some too!

[exelr8]

Hey, get in where you fit in...

[wtcii]

You've got a lot of growing up to do Bill.  

I'm a lot more mature than you think. 90% of the time on here I am being sarcastic and sardonic and I can turn that off no problem. I realize that I am dependent on my parents but I have a stronger financial portfolio than some adults that I created with my own money. I have credit cards, stocks, and mutual funds. I have money to my name and a 723 credit score as of August. I have an excellent credit used to credit extended ratio. I have $16,000 in credit extended and I haven't used any of it. I was over 7 people only 2 being younger than me while I worked at the vet which had 20 employees. I also advanced to the top position at the golf course too and I only worked there for a few months. So, I'm not sure what you mean but I think I am pretty fucking grown up for a 19 year old.

[slipkord]

A kid would type that, grown up would tell him to fuck off...

[Mike]

So your saying you could make it to being a manager at McDonalds? Everyone that has supposrt from there parents (which you should in college not taking s shot at you) should have the same credit that you do. Of course your credit is not extended there isn't a situation that coudl arise where you would have to use it because your other support system would kick and and help you out before it go to that point. Again I'm not taking a shot at you but, it's easier to save and have good credit when you don't pay any bills.

[timot_one]

Explain why you won't fuck fat chicks?  I rest my case.  Anyway, financial responsibility is not a measure of maturity.  You seem like a regular 19 year old.  I've seen better and I've seen worse.  The same goes for adults.  Mike does bring up a valid point about being able to save and what not when you don't have to pay bills.

On another note.  Snyder's of Hanover Cheddar Cheese Pretzel Pieces are motherfucking delicious.  Get 'em if you see 'em.  

[CrackerTeg]

Very well said Mike. Having a family and bills makes it a fuckton more difficult to pull off what you've stated Bill.

[wtcii]

Alright then. Fuck off. I'd bet I'm more mature than all you fuckers were at my age.

Tim, I don't condone unhealthy behavior. Aka if fat chicks can't get laid maybe they will become healthier. I realize it will be harder to do what I'm doing now when I do have bills which I precisely why I'm doing it now. I'm thinking ahead.   Honestly though Mike, my portfolio is way stronger than most people my age. Having a supporting family and being dependent on that doesn't automatically grant you a good credit score. I've worked hard on my portfolio and I take offense to you belittling it. Have you had the Buffalo flavor of those pretzels? Those are delicious as well.

[timot_one]

At the age of 19 I was a high school drop out, a convicted felon, living with my parents, abusing drugs and alcohol on an hourly basis.  A lot of people were more mature and doing a whole hell of a lot better than I was at the age of 19.

So far, I've only had the cheddar cheese ones.  This is the first time I've had their flavored pretzel pieces.  I have a bag of honey mustard and onion that I'll be breaking open when these are done.  I'll pick up the buffalo ones next. 

[status]

bill what they're trying to say is most of our parents didnt and dont pay for shit for us.  but hell if we were in your shoes we'd abuse the shit outta it.

[exelr8]

At the age of 18 I started working for the police department, I am rather mature for my age, ya I like to dick around and act immature, but when it comes down to it I have had professionalism beaten into my head for almost three years

[DV8mAn]

At the age of 30-somethin I am not mature, fiscally responsible, or any of the above.  My wife is!!

I still shoot spit balls and teach my kids to light their farts.   

I have a very strong balance sheet courtesy of my red headed, pain in the ass wife and I love her for it.  If I was on my own, I'd have a badass ride and live out of the back seat.